We have been in the accounts receivable factoring business since 1979, are independently owned, and have a formidable track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and in doing so, can lend a helping hand to get you through any troublesome circumstances you might run into. We won't fold when the times get troublesome, like a handful of accounts receivable factoring companies sadly have in the past.

Each factoring company has a preference for size, industry, and risk. It's just about impossible for you to determine which accounts receivable factoring company is the right fit for you. By contacting us, we'll cut to the core of your situation very quickly and help you find the most suitable fit for your company - it could be us or another accounts receivable factoring company.

We have a noteworthy network of accounts receivable factoring industry colleagues, these cooperative relationships were earned over 20+ years in the business. So, after you take some time to tell us about what you need, you'll quickly see that we can help you find exactly what you need.

Nearly all accounts receivable factoring firms let you pick and choose your customers that you would like to factor. Although a few of them normally require a minimum amount before they'll do business with you. With us you can pick and choose what to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is much the same as having a credit card in your pocket. You carry it to use when you require it but don’t sign an agreement which will make you use accounts receivable factoring when you don't require it.

Nearly all accounts receivable factoring firms try not be upfront about their fees. You better take out your magnifying glass to go over the fine print to spot those fees. Be rest assured, We will not treat you this way.  We are unconditionally upfront about our fees. When you apply, you are presented with a straightforward, no obligation rate bid with the fee for your business. See which other factoring company, If any, will be that will be unconditionally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our usual advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few receivables factoring companies are funded by Wall Sreet bankers. We are a privately held company and don't take marching orders from investors and boards. Much like you, we are like-minded business people and we have jumped many of the hurdles that a business deals with. We take the time to hear your story, understand your concerns. Based on that information we will put together a custom-made solution for you. Nearly all receivables factoring companies particularly the Silicon Valley Fintech ones almost exclusively trust an algorithm to determine your company's funding program. Do you want to count on an algorithm as a cash flow partner to fund your business?

Nearly all accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are set up with a dedicated account administrator to be your point of contact – who understands your business inside out, and can help you in ways the others just can't or won't.

Don't overlook the fact that the accounts receivable factoring company will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. In addition, we keep an eye on each invoice and follow them just like your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is received.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from iffy transactions. You have 24/7 access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems in order to work on them without delay.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Be on guard for negative payment trends. This is crucial to prevent unnecessary write-offs.

We make sure to incorporate state-of-the-art technology to to expedite the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much lower rates for you. Nearly all other companies are not even in the ballpark.